Homemaker loan

  • Open to members and non-members alike

    Must live or work within our common bond (Liverpool, Sefton & West Lancashire). Must also be working or receiving Child Benefit, Pension Credits or State Pension

  • Borrow up to £2,250

    You cannot apply for more than £500 if it is your first Homemaker loan

  • Apply even with a poor credit status

    But see below for exclusions

  • Fixed term of 28 weeks

  • No individual voluntary arrangements, debt relief orders or bankruptcies

  • Income needs to be more than £500 per month

  • If you have 1 child the maximum loan is £500. If you have 2 children the maximum loan is £850 and for 3 children it is £1,175. For 4 children it is £1,525

  • Borrow £25 for every £1 of child benefit received each week

Only apply online if you are an existing member

If you would like to apply for this loan and are currently not a member then please contact us by email.

This loan not for you?

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Homemaker loan

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* THIS IS A REPRESENTATIVE RATE FOR QUOTATION PURPOSES. WE WILL BE ABLE TO OFFER YOU AN ACTUAL RATE ONCE WE HAVE UNDERTAKEN A CREDIT CHECK. WHILST EVERY CARE HAS BEEN MADE IN THE PRODUCTION OF THIS WEB PAGE, THE CREDIT UNION, OR ANY OF ITS STAFF, CANNOT BE HELD RESPONSIBLE FOR ANY OMISSIONS, ERRORS OR OTHER MISTAKES MADE. THIS WEB PAGE IS FOR ILLUSTRATIVE PURPOSES ONLY, SO AS TO GIVE YOU, THE BORROWER, AN OVERVIEW OF THE POTENTIAL COST OF BORROWING.