Homemaker loan

  • Open to new & existing members

    New members are welcome to apply but must live or work within our common bond (Liverpool, Sefton & West Lancashire). You must also be working or receiving Child Benefit, Pension Credits or State Pension

  • Borrow up to £2,500

  • Apply even with a poor credit status

    But see below for exclusions

  • Fixed term of 28 weeks

  • No individual voluntary arrangements, debt relief orders or bankruptcies

  • Income needs to be more than £500 per month

  • If you have 1 child the maximum loan is £625. If you have 2 children the maximum loan is £1050 and for 3 children it is £1,475. For 4 children it is £1,900 For 5 children it is £2,325 For 6 or more children it is £2,500

  • Borrow £25 for every £1 of child benefit received each week

  • If you are not working or receiving Child Benefit, Pension Credits or State Pension

    If you do are not working or receiving one of the above benefits your loan will be automatically declined. We will still carry out a credit check and this may reduce your credit score.

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Homemaker loan

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* THIS IS A REPRESENTATIVE RATE FOR QUOTATION PURPOSES. WE WILL BE ABLE TO OFFER YOU AN ACTUAL RATE ONCE WE HAVE UNDERTAKEN A CREDIT CHECK. WHILST EVERY CARE HAS BEEN MADE IN THE PRODUCTION OF THIS WEB PAGE, THE CREDIT UNION, OR ANY OF ITS STAFF, CANNOT BE HELD RESPONSIBLE FOR ANY OMISSIONS, ERRORS OR OTHER MISTAKES MADE. THIS WEB PAGE IS FOR ILLUSTRATIVE PURPOSES ONLY, SO AS TO GIVE YOU, THE BORROWER, AN OVERVIEW OF THE POTENTIAL COST OF BORROWING.