Dividend Rates

We share our profits with members each year as a annual dividend based on the performance of the credit union in the previous year.

The dividend rate is decided by our members at our Annual General Meeting based on recommendations from our board.

Here are the dividends we have paid to our members over the past three years:

Year Ending	Dividend rate (variable)
September 2016	0.5%
September 2015	0.5%
September 2014	0.5%

The more people that save with Castle & Crystal, the greater the rewards for our members.